Damp patch and peeling paint in the corner of a rented British flat ceiling

Roof leak in a rented home: who fixes it?

The law is unusually clear on this one. The roof is the landlord's, the reporting is the tenant's, and the argument is almost always about how long is too long.

Quick answer: the landlord is responsible for the roof and the exterior under section 11 of the Landlord and Tenant Act 1985, and that duty cannot be contracted out of in a standard tenancy. The tenant must report the leak promptly, in writing, and allow access. If nothing happens, the escalation route is the letting agent, then the council's environmental health team.

What the landlord must do

Section 11 of the Landlord and Tenant Act 1985 puts the structure and exterior of the property, including the roof, gutters and external pipes, on the landlord in almost every assured shorthold tenancy. The Homes (Fitness for Human Habitation) Act 2018 goes further: the home has to be fit to live in for the whole tenancy, and serious damp from a leaking roof is squarely within that.

What the law does not do is set a fixed number of days. The standard is a reasonable time, judged on severity: water pouring through a ceiling is days, a slow stain in a spare room is weeks.

What the tenant must do

  • Report it in writing as soon as you notice it, with photographs and the date. A text or email creates the record a phone call does not.
  • Allow access for inspection and repair at reasonable times.
  • Mitigate the damage: move belongings, put a container under the drip, do not leave it because it is not your house.
  • Keep reporting. Each follow-up email is another dated entry in the timeline.

What a tenant should not do is stop paying rent. Withholding rent puts you in arrears and risks the tenancy, whatever the state of the roof.

If nothing happens

  1. Written chase to the landlord or agent, referencing the first report date and the effect on the property.
  2. The agent's formal complaints procedure, then their redress scheme, which letting agents in England must belong to.
  3. The council's environmental health team. They inspect under the housing health and safety rating system, and damp and mould score heavily. They can serve an improvement notice on the landlord.
  4. A disrepair claim through the courts for repairs and compensation, which is where the written timeline earns its keep.

In England, a tenant who complains in writing and receives an improvement notice also gains protection against a retaliatory section 21 eviction for a period. That protection depends on the complaint being in writing and going to the council, which is why steps one and three matter.

What the landlord actually faces

JobTypical 2026 cost
Trace and repair a leak£150 – £600
Emergency make-safe£150 – £400
Ceiling made good and redecorated£150 – £500
Mould treatment after prolonged damp£300 – £900
Timber repairs after a long-running leak£1,000 – £3,000

The economics favour moving fast. A £250 repair in week one is a £2,000 problem by month six, and the tenant's belongings, a disrepair claim and an environmental health notice all sit on top of that.

Who pays for the tenant's damaged belongings

The landlord's buildings insurance covers the building, not the tenant's possessions. Contents insurance is the tenant's own. Where the landlord failed to repair after being told, the tenant may have a claim against them for the damage, which is another reason for the written record.

Leaseholder rather than tenant? Who pays for roof repairs in a leasehold flat covers service charges and freeholder duties.

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Rented home FAQs

Roof leaks in rented homes, answered

Yes. Section 11 of the Landlord and Tenant Act 1985 makes the landlord responsible for the structure and exterior, including the roof and gutters, and that cannot be passed to the tenant in a standard tenancy.
The law says a reasonable time rather than a fixed period, judged on severity. Water coming into a living space is a matter of days. A minor stain in an unused room is weeks. Keep reporting in writing so the timeline is documented.
No. Withholding rent puts you in arrears and risks the tenancy. Report in writing, escalate to the agent's complaints procedure and then to the council's environmental health team.
The landlord's buildings insurance covers the building, not your possessions, so contents insurance is yours. Where the landlord failed to act after being told, you may have a claim against them directly.
In England, complaining in writing and obtaining an improvement notice from the council gives protection against a retaliatory section 21 notice for a period. That protection depends on complaining in writing and involving the council.
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